Growth Capital

We love to support entrepreneurs looking to acquire a business, whether they are ready to embrace a new challenge, or thriving in their business and looking to expand through a strategic acquisition. We lean on our experience as bankers to advise you at every stage of the project.  When it is time to obtain financing, we utilize our network of acquisition lending specialists to obtain the most attractive financing package to position your new initiative for success.

 Services we provide:

• Analysis of the purchase price. We determine if the purchase price can be supported based upon the cash flow of the acquired entity.
• We do an in depth analysis to determine whether the purchase price is within the standards of the industry.
• Financing to purchase the company. We do this by leveraging the existing assets of the company to the maximum amount based upon cash flows available, keeping your cash requirements to a minimum.
• We can also provide the equity necessary should there be a cash shortfall between the financing and the cash you are putting into the transaction.

On the acquisitions and startups that do not have significant cash equity to get a conventional loan from a bank, we work with world class institutional non-bank and a select few bank SBA preferred lenders, who set themselves apart with their risk tolerance, efficiency, and speed to approval and funding.

With at least 75% of the loan guaranteed by the federal government, SBA loan programs are an excellent funding tool for business owners, including start ups, acquisitions, growth opportunities, real estate and fixed asset purchases, recapitalizations, and others. Advantages include a reduced emphasis on business asset collateral coverage, a willingness to consider projections vs. only historical cash flow, lengthened repayment terms, no loan fees, and all loans are fully amortized, with no balloon payments.

We are aligned with lenders who look at the true credit risk associated with aspiring entrepreneurs and young companies.  They are willing and excited to provide start up and growth capital on an unsecured basis for a new or young business that doesn’t have the assets to get a fully secured bank loan.  If you went to a bank for an unsecured loan for your start up, they would laugh you out of the room.  Our partner not only provides this capital, they do so without needing to overanalyze your plan and your projections.  They know you have poured over every detail before borrowing up to $150,000 per partner.  They look at your personal credit and your wage income, seeing what you are capable of in a corporate environment in the worst case scenario the business doesn’t work out as planned.  Not only is this product available, it is offered at attractive rates and terms. And the secret to why they love making these loans, entrepreneurs with great credit and a solid work history who take the leap and bet on themselves usually make a good bet!

We are able to finance the purchase of almost any new or “new to you” equipment to help grow your business. However, these lenders are also able to unlock the equity you have in existing equipment by doing a sale/leaseback or a cash out equity loan.  Leverage and obtain liquidity from what is otherwise an illiquid asset. In addition, we are nimble, even able to bundle equity in real estate into the same transaction, to provide the liquidity or working capital you need to grow.

Unlock the Cash Tied Up in Your Receivables

Accounts Receivable Financing, or Factoring, is financing using your invoices as collateral. Borrow against the accounts receivable assets you have created by the work you have done, and be positioned to obtain capital immediately as you grow.  Even if you check all the boxes to obtain a line of credit from a bank, this product allows you to have nearly unlimited access to capital without having to worry about the continuous bank underwriting, the loan covenants, and the unexpected change of course from the bank will sometimes do unexpectedly, either based on any number of criteria related to your company or maybe that has nothing to do with you, such as their own liquidity, other loan losses or their recent experience with other borrowers in your industry. 

If you sell your products or services to businesses that pay in 30, 60, 90 days or more, First Funding Source has a liquidity solution for you. We can finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer's credit, not yours. You invoice your client and send that invoice for the completed work to the factoring company.  They pay you the bulk majority of what is owed to you the same day, allowing you to redeploy your capital instead of your client using you as their bank.  An added value is that the factoring company then becomes your outsourced accounts receivable department. In addition, as a specialist in collecting on invoices, they check your customers' credit for you and notify you of bad risks and they provide detailed monthly statements. Qualifying accounts even get free credit insurance.  Once your client pays them, they send you back the balance you are owed, net of the interest they have earned.

Stop being the bank for your clients, let our lender do that and allow you to redeploy your capital!

• Cash in 24 Hours
• No Personal Guarantees
• We Finance Any Type of Business
• No Recourse Even if the Account Does Not Pay
• Credit Insurance on Your Clients At No Cost To You
• No Arbitrary Loan Board Decisions, No Fixed Payments
• As Sales and Receivables Increase, Funding Increases

Focus On Your Business, Not Collections

• Loans from $15,000+
• Very Competitive Rates
• Up to 84 months to Repay
• Credit Approval in 48 Hours from Application Submission
• Funding Within 5 Days of Receipt of Signed Documents
• Programs for Medical Professionals with Damaged Credit

Types of Medical Professionals We Can Finance:

• Board Certified Internists
• Dermatologists
• Maxillofacialists
• OB/GYN's
• Orthopedic Surgeons
• Pediatricians
• Plastic Surgeons
• Cardiovascular Surgeons
• General Surgeons
• Neurosurgeons
• Ophthalmologists
• Oral Surgeons
• Periodontists

We also have asset-based lines of credit and factoring facilities for medical practices and healthcare-based businesses.  Our preferred lender specializes in working with insurance companies to get your capital back in your pocket and reinvested in your business, so the insurance companies are not using you as their “bank”. 

"Ologists" of all types, as well as Dentists, Family Practitioners, General Practitioners, MD's, Osteopaths, Psychiatrists, Veterinarians.

We offer the nation's only non-transfer of title Securities-based loans. If you have a portfolio of securities, we can set up a line of credit of anywhere from 70-90% of the value of the portfolio. This is a true revolving line of credit, like a very low interest rate credit card secured by your financial investments. You can utilize the money for any purpose, with no restrictions.

Repayment is interest only, with no required monthly principal payments. The rates are very low and approval is almost guaranteed, regardless of personal credit. We can usually approve your loan within 3-5 business days with no credit checks. There is no sale of your stock. You receive all dividends. You can sell the stocks in your portfolio, as long as you buy other stocks of equal value.

You keep complete control of your portfolio, having the best of both worlds to leave your investments working while obtaining liquidity for other initiatives!

Learn More  https://www.abnicholas.com/leverageline/?AIN=ABN-4587-194

APPLY NOW  https://abnicholas.com/quote/?ABN-4587-194